You paint your motorcycle a new colour. How soon must you report it?
Ontario M1: Insurance, registration and maintenance
Compulsory insurance and fines, plates and permits, the six-day reporting rules, buying and selling a used motorcycle, safety standards certificates, weekly maintenance checks and risky modifications.
- No sign-up
- Every answer explained
- Independent · not a government site
- 18 questions
- Topic drill
Study reference: MTO Motorcycle Handbook (online edition, 2026), Ch. 7 Keeping your motorcycle or moped on the road — Insurance, registration, buying and selling, maintenance
All 18 questions in this test
Every question and its answer choices. The correct answers and explanations appear when you take the test above.
You paint your motorcycle a new colour. How soon must you report it?
- Within six days
- Within 15 days
- Within 30 days
- At your next renewal
Why can extra-low clamp-on road race handlebars be a problem on the street?
- They block the headlight beam and the instrument lights
- They are too wide for lanes
- They make shoulder checks harder and cause fatigue
- They make the bike too tall
You sell your motorcycle. What happens to its licence plates?
- You must destroy them
- The buyer returns them to ServiceOntario
- You remove them; plates stay with the owner
- They stay on the bike for the buyer
What is the fine range for giving false information or documents about your insurance?
- $500 to $2,500
- $25,000 to $50,000
- $1,000 to $5,000
- $5,000 to $25,000
Your brakes feel spongy and make a scraping sound. What should you do?
- Add air to the tires
- Use only the rear brake for now
- Ride gently until the next oil change
- Have them serviced right away
Your motorcycle bounces several times after a bump. What may need attention?
- The headlight aim
- The spark plugs
- The fuel valve
- The shock absorbers
A decorative frame partly covers your licence plate. Is that allowed?
- Yes, if the numbers can be read
- No, the entire plate must be visible
- Yes, on a motorcycle only
- Only during the winter
What colour is the licence plate issued to limited-speed motorcycles?
- Yellow with black lettering
- Green with white lettering
- White with blue lettering
- Red with white lettering
Must you insure your motorcycle or moped in Ontario?
- Only if the bike is new
- Only if you ride on highways
- Yes, insurance is compulsory
- Only for motorcycles, not mopeds
How long is a safety standards certificate valid after the inspection?
- 36 days
- 30 days
- 90 days
- 6 days
What is the minimum third-party liability insurance you must carry?
- $1,000,000
- $100,000
- $200,000
- $50,000
You are selling your used motorcycle privately. What must you buy and give the buyer?
- A used-vehicle information package (UVIP)
- A new set of licence plates
- A safety standards certificate only
- A copy of your insurance card
You bought a motorcycle without a safety standards certificate. What can you not do yet?
- Insure it with a company
- Store it in your garage
- Register it in your name at ServiceOntario
- Put your plates on it and ride it
What does the handbook say longer-than-standard forks do?
- Improve braking and cornering stability on wet roads
- Make the bike more visible
- Reduce steering precision and stress the frame
- Lower fuel consumption
What is the minimum tire tread depth the handbook gives for a motorcycle?
- 5 millimetres
- 1.5 millimetres
- 3 millimetres
- 0.5 millimetres
After buying a used motorcycle, how soon must you register as the new owner?
- Within 30 days of the sale
- Before the next licence renewal
- Within six days of the sale
- Within 36 days of the sale
A police officer asks for your insurance card and you do not have it. What fine can you face?
- Up to $100
- Up to $5,000
- Up to $400
- Up to $1,000
Which insurance covers damage to your own motorcycle and is not required by law?
- Collision insurance
- Uninsured motorist coverage
- Accident benefits coverage
- Third-party liability
Insurance, registration and maintenance: key rules to remember
Our summary of what the official handbook says on this topic, in our own words. Read it before or after the practice questions above, then check the original chapter. Read the official chapter ↗
Insuring your motorcycle or moped
- Compulsory insurance; proof needed to register or renew.
- False insurance info or documents: fine $5,000 to $25,000, licence suspended up to one year, vehicle impounded up to three months.
- Minimum third-party liability $200,000. Collision insurance optional.
- Carry the pink liability card for the vehicle; failure to show: fine up to $400.
Registering your motorcycle or moped
- Registration = plates + vehicle permit. Mopeds: show bill of sale; dealers provide a certificate that the moped meets the HTA definition.
- LSM plate: same size as motorcycle plate, green with white lettering.
- Plate-to-owner system: remove plates when selling; reuse or return to ServiceOntario.
Keep your licence plate visible
- Entire plate completely visible (no dirt, snow, frames, bikes) or you may be fined.
- Report vehicle changes (e.g., colour) within six days; name or address change within six days (in person, by mail, or online).
Buying or selling a used motorcycle or moped
- Private seller of a used motorcycle must buy a UVIP (not for mopeds) and show/give it to the buyer; it has description, registration and lien history, values, tax info.
- Seller removes plates, signs vehicle transfer portion, keeps plate portion.
- Buyer registers within six days.
- Before putting plates on: validated plates, vehicle portion of permit, plate number recorded, valid safety standards certificate (not mopeds), minimum insurance.
Safety Standards Certificate
- Can buy and register without one, but cannot plate or drive the vehicle. Issued by licensed motor vehicle inspection stations. Valid 36 days after inspection; not a warranty. Mopeds exempt.
Maintaining your motorcycle or moped (weekly)
- Tire tread at least 1.5 mm; check cuts, cracks, bulges; air pressure.
- Wheels: spokes, rims, spin and wiggle test. Coolant and hoses. Battery fluid. Chain: clean, oil, check wear (shaft drive: fluid). Shocks: repeated bouncing or clunk. Fastenings: loose or missing nuts, bolts, cotter pins. Brakes: scraping or spongy = service immediately; hydraulic fluid level.
Accessories and modifications
- Must not affect safety and must comply with the HTA. Extended forks: less steering precision, more frame stress. Low clamp-on bars: harder shoulder checks, fatigue. Bad touring add-ons: overload, handling change, blowout.
Choosing a motorcycle safety course
- Approved course reduces Level Two time by four months; about 14 hours of practice on a provided motorcycle; may include the road test; possible insurance discount.
Study the Insurance, registration and maintenance rules as flashcards →
Other topics
- Regulatory signsStop, yield, school zone and railway crossbuck shapes, green-ring and red-slash signs, turn and lane controls, stopping, standing and parking zones, community safety zones and HOV lanes.
- Warning, construction and guide signsYellow diamond warning signs for curves, hills, lane endings, crossings and hazards, orange temporary condition signs in work zones, green guide and exit signs, and the slow-moving vehicle sign.
- Traffic lights and pedestrian signalsGreen, yellow and red lights, turns on red, advance green and turn arrows, flashing lights and beacons, blank signals during a power failure, transit priority signals and pedestrian walk signals.
- Pavement markingsYellow and white lines, solid and broken lines for passing, continuity lines, stop lines, crosswalks, lane arrows, pedestrian crossovers and markings around fixed objects.
- M1, M2 and M licensingWho needs a class M licence, the M1 and M2 conditions, minimum times at each level, licence expiry, safety courses, L and M conditions for mopeds, scooters and three-wheelers, and rules for visitors and new residents.
- Helmets and protective gearOntario's helmet law, what makes a helmet approved and well fitted, and choosing jackets, pants, rain suits, boots and gloves that protect you and help others see you.
- Alcohol, drugs and fatigueZero blood-alcohol for novice riders, how alcohol and medication affect balance and judgment, cellphone and screen rules, fatigue, cold and strong emotions.
- Controls and pre-ride checkThe six primary controls, secondary controls such as the kill switch, choke and fuel valve, and the checks to make before every ride: tires, brakes, lights, mirrors and stands.
- Mounting, starting and shiftingGetting on and off the stands, starting a motorcycle, moped or scooter, using the clutch and gears, riding posture, starting on a hill and parking.
- Turning, cornering and brakingSlowing before a turn, leaning and looking through it, counter-steering, using both brakes, the front brake's share of stopping power, and choosing speed and tire track in curves.
- Seeing, being seen and signallingScanning ahead, mirror checks and shoulder checks, making yourself visible, collisions at intersections and with left-turning cars, horn use, turn signals and flashing your brake light.
- Space cushion and sharing the roadThe two-second following distance, space when stopped, side space and passing vehicles, tailgaters, and riding near trucks and buses: blind spots, wide turns, roll-back, spray, turbulence and bus bays.
- Lane positionTire-track blocking positions, which track to use in the curb, passing and centre lanes and in turns, slower mopeds and scooters, lane changes, lane sharing, lane splitting and passing on the shoulder.
- Freeway drivingWho may use freeways, safe speed and scanning, following distance, entering from a ramp, changing lanes near ramps and leaving at an exit.
- Road hazards, night and weatherLeft-turning cars, starting on a hill, riding at night and overdriving your headlight, slippery and uneven surfaces, gravel, gratings, railway crossings, rain, fog, cold and black ice.
- Group riding, passengers and cargoStaggered formation and single file, passing as a group, who may carry a passenger, adjusting the motorcycle and your riding for a passenger, and loading cargo safely.
- EmergenciesEmergency braking and ABS, swerving, running wide in a turn, riding over objects, animals, tire blowouts, stuck throttle, wobble, broken chain, engine seizure and pulling off the road.