You lend your car to a friend who gets it impounded for stunting. Who pays the towing and storage?
Saskatchewan Class 7: Traffic law, points, insurance and registration
Police stops, impoundments, the Driver Improvement Program, GDL improvement steps, Safe Driver Recognition, vehicle registration, plate insurance and rules related to vehicles.
- No sign-up
- Every answer explained
- Independent · not a government site
- 23 questions
- Topic drill
Study reference: Saskatchewan Driver's Handbook (online edition, Rev. 2026), Ch. 8 Complying with the law when driving — The Traffic Safety Act, Traffic tickets, Driver Improvement Program, Safe Driver Recognition; Ch. 2 Saskatchewan driver's licence program — Vehicle registration
All 23 questions in this test
Every question and its answer choices. The correct answers and explanations appear when you take the test above.
You lend your car to a friend who gets it impounded for stunting. Who pays the towing and storage?
- Nobody, since you weren't driving
- You, the owner
- Your friend, directly to police
- SGI
An incident drops a driver into the Safe Driver Recognition penalty zone. How much is charged per point?
- $250
- $25
- $100
- $50
Where can a driver appeal a GDL suspension?
- The Criminal Court
- The driver examiner
- The Highway Traffic Board
- An SGI claims centre in person
What is the largest Safe Driver Recognition discount possible?
- 50%
- 25%
- 20%
- 10%
At what point total must a driver take a Defensive Driving Course under the Driver Improvement Program?
- 15 or more
- 18 or more
- 24 or more
- 9 or more
You move to Saskatchewan with your car. How long do you have to register it here?
- Up to one year
- Up to 30 days
- Up to 15 days
- Up to 90 days
A Novice 1 driver's first conviction is rated 4 points. What happens?
- Their licence is suspended for 90 days, starting right away
- They get only a warning letter
- They restart the Learner stage
- They must attend a Traffic Safety Education session
Under the Driver Improvement Program, at how many points does a driver get a warning letter?
- 9 or more
- 6 or more
- 12 or more
- 21 or more
You are found 25% responsible for a two-car collision. How much of your deductible do you pay?
- 25% of it
- None of it
- Half of it
- All of it
Police ask for your vehicle registration and you don't have it. What may they allow?
- Up to 48 hours to produce it
- Up to 7 days to produce it
- Nothing; it is an instant suspension
- Up to 30 days to produce it
Under Safe Driver Recognition, what does each incident-free year earn you?
- Two safety points
- A $50 refund
- A free licence renewal
- One safety point
A learner's first traffic conviction is rated 2 points. What is the first step?
- A warning letter
- A defensive driving course
- A 30-day suspension
- An interview with SGI
A driver is caught driving while suspended for the first time. How long is the vehicle impounded?
- 90 days
- 30 days
- 3 days
- 7 days
You are hauling furniture in an open trailer. What does the law require?
- The load must be secured so nothing falls
- A flag on every item
- A second driver to watch it
- Hazard lights on for the whole trip, day or night
Where may a passenger not ride?
- In a seat with a seatbelt
- In or on a trailer
- In the front passenger seat
- In the back seat
A police car behind you turns on its red and blue lights. What must you do?
- Keep driving to the next exit
- Stop immediately in your lane
- Speed up and pull into a lot
- Pull to the right edge and stop
A driver fails to stop when signalled by a peace officer. How long is the vehicle impounded?
- 3 days
- 60 days
- 7 days
- 30 days
How much liability coverage does basic Saskatchewan plate insurance provide?
- Up to $200,000
- Up to $50,000
- Up to $1 million
- Up to $2 million
A driver is stuck in the penalty zone. After how many consecutive safe years do they return to neutral?
- Ten
- Three
- One
- Five
Which window tint is not allowed?
- Aftermarket tint on the front side windows
- Sunshades fitted in the rear passenger windows
- Factory tint on rear windows
- Tint on the sunroof
A Class 7 driver is caught driving without a supervisor for the second time in 12 months. What happens to the vehicle?
- It is impounded for 7 days
- It is impounded for 30 days
- Nothing happens to the vehicle
- It is impounded for 3 days
How many points lead to a 30-day licence suspension under the Driver Improvement Program?
- 15 or more
- 12 or more
- 21 or more
- 30 or more
You receive a ticket and want to plead not guilty. What must you do?
- Appear in court
- Pay half the fine
- Mail in the fine
- Call SGI
Traffic law, points, insurance and registration: key rules to remember
Our summary of what the official handbook says on this topic, in our own words. Read it before or after the practice questions above, then check the original chapter. Read the official chapter ↗
The Traffic Safety Act
- Municipal bylaws must complement The Traffic Safety Act.
- Police signal you to stop with red/blue lights, a stop light, voice or hand signals: pull as close to the right edge as possible and stop before the next intersection.
- Show licence and registration on request; police may allow up to 48 hours to produce them.
- Police may order an unsafe vehicle off the road until repaired.
Vehicle impoundments
- Three types: impaired driving, unauthorized driver, rules of the road.
- Unauthorized driver (suspended or unlicensed): 30 days; second in two years, 60 days.
- Each offence: fail to stop for a peace officer 7 days; stunting 30 days; speeding double the limit or 50+ km/h over 30 days; betting race/stunt 30 days; racing 30 days; Criminal Code offence that is also a TSA offence 30 days.
- Second offence within 12 months: learner driving unaccompanied 3 days; unregistered vehicle 7 days; driving without due care 7 days; hand-held device (7 days, per Distracted driving section).
- The vehicle is impounded even if you are not the owner; owner pays towing and storage and may recover costs from the driver. Early release application to the Highway Traffic Board in limited cases.
Traffic tickets
- Ticket shows the offence, date, time, location, and court date. Stunting, racing and excessive speed tickets bring an immediate roadside suspension.
- Minor offences: pay the fine by mail if pleading guilty. To plead not guilty you must appear in court.
Driver Improvement Program (experienced drivers)
- Points for each traffic conviction or at-fault collision.
- 9+ program information letter; 12+ warning letter; 15+ Defensive Driving Course; 18+ Driver Improvement Training; 21+ 30-day suspension; 24+ 90-day; 27+ 180-day; 30+ interview and penalty; 33+ SGI manual review.
- Suspensions under the program up to six months.
Graduated Driver Licensing Improvement program
- Any GDL stage: at-fault collisions, convictions or suspensions place you in the program.
- First conviction rated 2 points or fewer: warning letter. First incident rated 3 to 6 points: Traffic Safety Education session.
- Then: Defensive Driving course, Driver Improvement training, 30-day, 90-day, 180-day suspensions, interview.
- Appeals to the Highway Traffic Board (independent of SGI) for all sanctions except warning letter, education session, interview request and manual review.
Safe Driver Recognition
- Earn one safety point per incident-free year; each point in the Good zone (+1 to +10) = 2% discount; +11 to +20 = 20%; +21 to +25 = 21% to 25% (max 25%).
- Penalty zone: $50 per point below zero, up to $1,000 per incident; Criminal Code convictions causing injury or death up to $2,500. Pay within 90 days.
- Driving disqualification moves you to -20 or lower.
- Each incident-free year moves you one point toward zero; after three consecutive safe years in the penalty zone you return to neutral.
Vehicle registration
- Vehicles registered by purpose with the right plate; plate secure, visible, readable by enforcement cameras, never altered.
- New residents: up to 90 days to register a vehicle; basic insurance required.
- Basic plate insurance (from SGI, compulsory) + optional extended coverage. Basic covers collision/comprehensive (with deductible), personal injury, and liability up to $200,000.
- Tort coverage: may sue for pain and suffering subject to a $5,000 deductible. No Fault: automatic unless you file a Tort declaration.
- Deductible example $950: you pay the first $950 when at fault. Shared fault: pay that share of the deductible (25% responsible = 25%).
Rules related to vehicles
- No tampering with or climbing on a vehicle without permission; no throwing objects at vehicles.
- Loads secured so nothing falls off. No holding onto a moving vehicle; no riding in or on a trailer; no riding on the exterior (except construction, maintenance, firefighting, police or parade vehicles).
- No passengers between the driver and driver's door; passengers must not crowd the driver. Driver needs a clear view front, sides and rear.
- No aftermarket tint on the windshield or front side windows.
- No dropping burning material or tire-damaging items on the road.
- Valid plate firmly on the rear, readable by red light cameras.
Study the Traffic law, points, insurance and registration rules as flashcards →
Other topics
- Regulatory road signsThe six basic sign shapes, standard sign colours, and regulatory signs: speed, one-way, do not enter, passing, U-turn, parking and stopping, crosswalk, lane designation and turn control signs.
- Warning signs and railway crossingsYellow diamond warning signs for curves, hills, lane endings, intersections, animals and hazards, school and playground signs, chevrons, the slow-moving vehicle sign, railway crossings and crossroad delineators.
- Construction, guide and information signsOrange construction and maintenance signs, highway route markers, and blue information and service signs.
- Traffic signalsGreen, amber and red lights, right and left turns on red, green and amber arrows, flashing lights and pedestrian signals.
- Pavement markings, bus lanes and bike lanesYellow and white lines, solid and broken lines, lanes that end, bus and bicycle lanes, sharrows and where to stop at stop lines and crosswalks.
- Class 7 and Graduated Driver LicensingClass 7 age and ID rules, the supervising driver, the written tests, Learner, Novice 1 and Novice 2 stages, mandatory driver education, new residents and your driver's licence.
- Speed limits, stunting and racingDefault speed limits, the 60 km/h rule for stopped emergency, tow and highway vehicles, work zone fines, school zones, photo speed enforcement and stunting.
- Distracted driving, fatigue and road rageCellphone rules for GDL and experienced drivers, other distractions, fatigue, stress, aggressive driving, fog and heavy rain, and smoking with children in the vehicle.
- Basic driving skills and getting readySeatbelts, car seats and airbags, seat and mirror adjustment, steering hand positions, the IPDE method, gates, blind spots, following distance and eye use.
- Right of way, pedestrians and parking lotsUncontrolled intersections, T-intersections, two-way and four-way stops, entering highways, pedestrians and wheelchair users, zipper merges and parking lot right of way.
- Turning, signalling and changing lanesSignal distances, hand signals, lane position, lane changes, right and left turns, centre turning lanes, roundabouts, diverging diamond and RCUT interchanges, U-turns and two-point turns.
- Passing, highways and freewaysWhen and where you may pass, passing lanes, safe passing time, being passed, divided highways, medians, entering and leaving a freeway and freeway emergencies.
- Sharing the roadLarge trucks and the no-zone, snow plows, emergency vehicles, farm equipment, school buses, motorcycles, bicycles, e-scooters, tow trucks and funeral processions.
- Stopping, parking and backingStopping on rural roads and highways, marking stopped vehicles, parallel and angle parking, parking on a hill, back-up cameras and safe backing.
- Headlights, night, winter and rural roadsWhen headlights are required, dimming distances, glare, overdriving your headlights, winter driving and survival, black ice, whiteouts, curves, mountains and gravel grid roads.
- Braking, emergencies and collisionsABS, threshold and four-wheel lock braking, skids, soft shoulders and ditches, blow-outs, brake failure, animals on the road, collision facts and what to do after a collision.
- Alcohol, drugs and impaired driving penaltiesHow alcohol and drugs affect driving, zero tolerance for new drivers, roadside suspensions and impoundments, Criminal Code impaired driving, ignition interlock and licence disqualifications.