Independent learning reference with original examples. Not official test questions or an individual licensing decision. Current official rules and your licence conditions apply.
Practise demerit and suspension questions →Distinguish credited points from points lost
Sections 298 and 300 of the Motor Vehicle Act describe the new-driver credit and suspension framework. Four points are credited on licence issue, with two more in each following year until ten are credited. When all credited points are lost, the Registrar revokes the licence and suspends the driving privilege.
An offence’s demerit value is deducted from the credit available; it is not an extra allowance. A larger starting number would leave more room before exhaustion, so confusing four with ten can reverse a practice answer.
| Question | What to check |
|---|---|
| How much credit initially? | Four points for a newly licensed driver. |
| What happens in later years? | Two points credited each following year, up to ten. |
| What if all credit is lost? | Revocation and a three-month suspension under the new-driver provisions. |
The rule is wider than the learner stage
The legal definition is less than four years licensed under the Act. It is not simply everyone under a particular age, or only someone holding Level 1 today. Read the licensing history supplied in a question rather than guessing from the driver’s birthday.
The handbook separately describes the ten-point suspension category for drivers outside the newly licensed group. Do not apply that full threshold merely because a driver has passed a road test.
Source: New Brunswick Driver’s Handbook — Part 1, §1.6 ↗Apply the credit without inventing an offence
Original worked examples
Fresh licence: an example states four points are available and an assessed deduction is four. The credit is exhausted. It is wrong to subtract from ten just because ten is the familiar headline.
Age distraction: a question describes a newly licensed forty-year-old. The person’s age does not turn the record into a long-licensed driver’s account. Use the defined experience category.
Practice arithmetic only: the scenario gives six available points and a deduction of two. Four remain in that simplified calculation. This does not assign a real offence a value or establish the person’s actual record.
A worked sum is not your official driving record
Real records depend on licence history, assessed convictions and the applicable statutory rules. The handbook explains that demerit points return two years after the conviction date. Do not replace that with two years after paying a fine or after an informal warning.
For your own position, obtain the official record or contact the licensing authority. This page does not calculate a suspension date, determine an appeal or promise that a calendar anniversary restores driving permission.
Source: New Brunswick Driver’s Handbook — Part 1, §1.6 ↗Read the question’s starting balance first
When reviewing a mistake, underline newly licensed, the years licensed, the stated credit and any deduction. Then write the calculation in words. If the question asks for a consequence, return to the correct statutory category before selecting a duration.
The free demerit and licence topics provide original questions. Use those to understand the distinction between credits and losses; passing a practice set cannot verify your current points or authorize driving after a suspension.